MiWay offer flexible car insurance to cover losses, mainly due to an accident or theft. In addition to accident or theft, comprehensive motor insurance in South Africa covers losses due to fire and explosion, natural disasters such as hail and flooding and damage to car windows.
Additional options such as rental car coverage and non-standard sound systems and car accessories can also be added to your auto policy.
Why choose MiWay's Car Insurance?
- Affordable premiums
- Low excess flat
- Great Service
- Hassle Free process claims
- Earn rewards if you claim or not
- Free emergency roadside assistance
- Get an automatic discount of 10% on your auto insurance by buying online
MiWay Car insurance can cover your car to use either private, professional or business:
For private or social, including driving between your home and workplace will be considered ordinary private use.
For professional use, when the car is an essential element of the performance of any work or work as a lawyer, doctor, actuary, accountant, architect or engineer and it also includes private use.
Business use is when the car is an essential element of the performance of any work or function and it also includes private use.
Your car insurance coversheet reflects the use that you chose. It is vital that you insure your car for the correct use in order to have cover.
Scenario: If you utilise your car for business purposes, your car is on the road more often than if you only use it for private purposes. The chance of it being stolen or involved in an accident is therefore much greater. The premium for a car being used for business purposes is higher compared to the same car being used only for private purposes. If you insure your car for the incorrect use you will not have cover on your car in the event of a claim as the premium paid will be incorrect.
Your vehicle can be insured for one of the following:
- Retail Value
- The market value (the average between the vehicle and retail trade value)
- Specially agreed value (which applies to unlisted, collectors and vintage vehicles where a loss is given by an appropriate approved source )